Expertise. Advocacy. Results.
I translate complex contract terminology into plain language, evaluate financial data and advise claimants and their attorneys on the financial aspects of insurance claims, including business overhead expense and disability.
The role of financial consultant on disability claims requires a unique combination of skills and experience. Fourteen years as a CPA in public practice specializing in tax and ten years as a financial consultant to the claims and litigation departments at the nation’s largest disability insurer allow me to quickly identify and assess key financial issues and their implication at every step of the claims process. I work with individuals and law firms to help cut through the financial complexity and get results through expert analysis and effective communication.
Get in touch to set up a free consultation, or use the contact form at the bottom of this page to enquire whether my services are right for you.
Contact
➤ Mailing Address
P.O. Box 1259 Yarmouth, ME 04096
☎ CONTACT
Kim@kimwheelercpa.com
(207)838-1476
Services
Disability/Business Overhead Expense Claims
Are you: preparing to file a claim, had a claim denied, appealing a claim determination, involved in dispute resolution, mediation or settlement? The claims process can be confusing and stressful - effective communication is key. I can address financial claims issues directly with the insurer on the phone or in writing with simplicity and clarity because I speak their language.
Return to work advice
Are you receiving disability benefits and thinking of returning to work on a part or full-time basis? Decoding the return to work provisions of your policy requires skill and experience. I can help advise on structuring your new compensation arrangement to avoid premature loss of benefits.
Litigation Support
Are you an attorney involved in litigation? Insurance companies employ extensive in-house and external financial expertise in the litigation process. I can help level the playing field with expert financial analysis, report generation, assistance in preparing legal filings and responses, and can serve as an expert witness on the financial calculation of benefits in court proceedings.
settlements and awards
Have you been offered a disability settlement or received a court award? Insurance company settlement offers and court awards can involve significant assumptions and estimates. I can prepare present value calculations and prepare or review settlement offers.
Financial review and analysis
Unsure that your benefit payments are being calculated correctly? A large number of factors go into determining your initial and ongoing benefit payments and even a small initial miscalculation can result in significant lost earnings over the life of a claim. I can review your pre-disability earnings, offsets and any partial earnings for accuracy and compliance with contract provisions.
Forensic Review Support
Have you been asked to provide extensive financial data or to grant access to your books, records or work site to forensic accountants? Like an IRS audit, a forensic accounting review can be stressful and intimidating. I can work with your CPA or in house accounting team to prepare for and respond to a forensic accounting review.
“Without data, you’re just another person with an opinion.”
Let's Chat.
Use the form below to contact me regarding your needs. To help me best service your enquiry, first describe the issue you’re having in as much detail as possible and tell me what you want to achieve. You may also email or call me to make an appointment.